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Discount Dental Plans
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What is the difference between Discount Dental Care Plans and traditional Dental Insurance?
by Chris Maley
Discount Dental Care Plans offer reduced fees for individuals and families looking to save money on dental care services. Most discount dental care plans allow you to visit any participating dentist in their network and receive treatment at a reduced fee. All of the dental care providers participating in a discount dental care plan have agreed to accept these discounted fees as total payment in full for each service performed. When visiting these dentists, this reduced fee is usually 10 to 60% off their customary or regular fees normally charged by the provider. Most discount dental care plans offer these discounts off of providers of general dentistry, dental care specialists, orthodontics plus many include prescription drug, vision and hearing care providers as well.
A discount dental care plan is different in several ways from traditional dental insurance. There is not normally any waiting period, pre-existing condition exclusions, time sensitive enrollment windows or dental forms that have to be submitted for reimbursement like traditional dental insurance plans. Your traditional dental insurance plan will normally require up front deductibles paid at the time services are performed before insurance coverage takes effect and maximum benefits are usually capped at a set amount. The consumer will normally find traditional dental insurance designed more for businesses and larger groups where the discount dental care plan has come about more to offer dental services covering individuals and families.
Both types of dental coverage usually encourage and create incentives for regular dental checkups and oral hygiene. The regular 6 month dental check up being offered at no charge to the consumer normally apply more for your traditional dental care plans, but are being quickly embraced by discount dental care providers much the same to provide good service for their patients. Since both types of dental coverage
are offered through networks of dental care providers and much of the time the same provider network you can normally find your regular dentist on either type of plan. If fact, since these types of discount dental care plans have risen to recent popularity many of your traditional insurance providers are now offering some form of discount plan along side their more traditional plans. |
Discount Dental Plans
Choose from over 30 Plans and the Most Dentists
in Combined Networks ANYWHERE! |
Preferred Network Access
*Formerly Known As Cigna Dental Network Access |
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56,000 U.S. Dentist Listings!
Added Benefits Included
Individ. $129.95/ Family $179.95 |
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UNI-CARE 200 |
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Save up to 60% on all procedures
Over 20,000 U.S. Dentist Listings
Featuring Bonus Benefits
Individual $109.95/ Family $159.95 |
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GE Wellness Plan |
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The GE Wellness Plan is designed to help you reduce out-of-pocket health expenses and more
Individual $139.95/ Family $189.95 |
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Dentemax |
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Save up to 40% on all procedures
Over 32,000 U.S. Dentist Listings
Includes Savings on Orhtodontics
Individual $99.95/ Family $149.95 |
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Protect Plan |
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Save up to 60% on all procedures
Over 11,00 U.S. Dentist Listings
Great Savings on Dental Care
Individual $99.95/ Family $149.95 |
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ADI Ultra Care Plan |
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Save up to 60% on all procedures
1 Free Cleaning for Each Member!
Over 900 Dentists Across Florida
Individual $119.95/ Family $159.95 |
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Qualident |
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Covering New York and New Jersey
Save up to 60% on all procedures
Over 3,300 Dentists in NY and NJ
Individual $119.95/ Family $159.95 |
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American Dental Plan |
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Covering Arizona! Quality Dental Care at an
Affordable Price!
Over 200 Dentists in Arizona
Individual $119.95/ Family $159.95 |
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Liberty CA90 |
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Save up to 60% on all procedures
Over 1,000 California Dentists
Great Savings on Dental Care
Individual $119.95/ Family $159.95 |
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Dominion 4000X |
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1 FREE Cleaning & 1 Free Checkup for every member included.
Covers VA, DE, MD, PA, VT, & DC
Individual $129.95/ Family $169.95 |
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Dent-All Nationwide Plan |
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Covering Louisiana and Texas
Over 400 Dentists and Specialists
Added Benefits Included
Individual $99.95/ Family $149.95 |
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Tennessee Dental Plan |
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Quality Dental Care in Tennessee
Over 120 Tennessee Dentists
Save up to 40% on all procedures
Individual $109.95/ Family $159.95 |
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MSofA Dent-All Plan |
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Covering Louisiana and Texas
Over 400 Dentists and Specialists
Added Benefits Included
Individual $119.95/ Family $159.95 |
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Dental Eclipse Plan |
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Quality and Value for all of Utah.
Save up to 50% on all procedures
20% discount on specialists
Individual $119.95/ Family $159.95 |
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Dental Advantage Plan III |
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Quality and Value for Arizona.
Save up to 50% on all procedures
20% discount on specialists
Individual $119.95/ Family $159.95 |
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First Dental Health |
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Covering California, Nevada, and Arizona. 7,500+ Dentist Listings
Save up to 60% on all procedures
Individual $119.95/ Family $159.95 |
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Indiana Dental |
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Quality Dental Care in Indiana
Over 40 providers to choose from
Save up to 70% on all procedures
Individual $109.95/ Family $159.95 |
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Louisiana Dental A |
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Quality Dental Care in Louisiana
Over 65 providers to choose from
Save up to 70% on all procedures
Individual $109.95/ Family $159.95 |
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Louisiana Dental B |
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Quality Dental Care in Louisiana
Over 260 providers to choose from
Save up to 70% on all procedures
Individual $109.95/ Family $159.95 |
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Harbor Dental Plan |
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Quality Dental Care in Texas
No pre-existing exclusions
Save up to 80% on dental care
Individual $119.95/ Family $159.95 |
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Dental Plan by Healthplus |
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Quality Dental Care in Arizona & Utah
Orthodontics and Cosmetic dentistry
included. Free Exams!
Individual $119.95/ Family $159.95 |
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Liberty Dental Program of America |
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Quality Dental Care in New York and
New Jersey. Orthodontics and Cosmetic dentistry included.
Individual $99.95/ Family $149.95 |
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Paragon Plus Dental Plan |
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Quality Dental Care in Florida. "Open Access" dental network - no need to choose a primary dentist.
Individual $129.95/ Family $169.95 |
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GE Wellness Plan (Dental Only) |
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The GE Wellness Plan is designed to help you reduce out-of-pocket health expenses and more
Individual $109.95/ Family $159.95 |
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If you have questions related to benefit or procedure
terminology, you are more likely to find the information you seek either at our Dental Benefit Terminology
section..or at our Dental Procedures Terminology
section
Most Frequently Asked Questions
(Click on a question for the answer)
Most Frequent Answers
What is a "Reduced Fee" or "Discount" Dental Plan?
Discount dental plans are designed for individuals and
families looking to save money on dental care services. All general dentists participating in
a discount
dental plan have agreed to accept a discounted fee as payment in full for
each service performed.
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Once enrolled in any discount plan, you may visit
any participating dentist and receive treatment at a reduced fee. When
visiting a general dentist, this reduced fee is usually 10% to 60% off dentists' regular
fees. Simply show your
membership card when visiting any participating plan dentist to receive dental
services at discounted rates. No claim forms. No background checks.
No hassles.
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Are the reduced fee dental plans offered by DentalPlans.com considered
insurance?
Reduced fee plans offered by DentalPlans.com are not insurance. Most "dental
insurance" is designed for groups and businesses. Discount dental
plans are an innovative alternative to dental insurance, designed for the needs
of individuals and families.
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How are reduced fee or discount plans different from traditional insurance?
A reduced fee plan is different in several ways from traditional insurance.
Reduced fee plans remove much of the hassle and waiting that goes into enrolling
in traditional insurance. Unlike traditional insurance, we do not check for
preexisting conditions. There are no complicated forms to fill out and send
back and forth to any insurance company. There are no deductibles to worry about
and enrollment is available to anyone at any age, regardless of your current
health. Most importantly there is no annual maximum benefit. You can use the
plan as much and as often as needed.
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How are reduced fee plans similar to traditional insurance?
The network of participating doctors, dentists, optometrists, and
pharmacists that participate in the plans DentalPlans.com offers are licensed professionals just like you would find in any
of the most popular insurance plans today.
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Can I use it along with my current insurance plan?
Yes, but it is best to check with the participating dentist office directly to
maximize and coordinate all your dental benefits.
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When do I become an active member. Is there a waiting period?
Your membership is activated within days after your payment is received and
processed. On the plan detail pages, you will find an "Activation Date" -
this is the first day that you may begin using your benefits. Unlike
dental insurance, there is no 30-day or 90-day waiting period or background
checks.
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What is a participating provider?
A participating provider is a dentist who has agreed to participate and provide
dental services to plan members at a lower, preferred schedule of fees.
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Am I stuck using a specific dentist or participating provider with this plan?
No. With the discount dental plans we offer you are not obligated
to use a specific participating provider. You are free to use any dentist listed
in the plan's network, regardless of the ZIP code, town, city or state.
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What steps are taken to ensure that the participating dentists are quality
providers?
All of our participating providers are subject to a selective screening process
to ensure that all are licensed practitioners and his or her qualifications
meet our standards. The following steps are taken by our network providers to
ensure that you receive top-notch care.
• An initial application to collect general office and provider data
• A requirement that each dentist complies with OSHA and CDC standards
• A requirement that up-to-date current malpractice insurance and state license
information is kept on file for each provider
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What benefits/savings are offered for orthodontic work?
In general, MOST of the orthodontic procedures, services and treatment, when
performed by an orthodontic specialist are offered at a 20% discount off the
usual and customary dental specialist’s fee. (NOTE: this specialist
discount may be 15 or 25% on certain plans)
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What benefits/savings are offered for cosmetic dentistry?
In general, MOST of the cosmetic dental procedures, services and treatments,
when performed, are offered at a 25% discount off
the dentist's usual and customary dental fee.
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Do you have plans available in Canada and elsewhere outside the US?
No. Unfortunately the current dental plans we offer are not available outside the
United States yet. We are working diligently to expand our network. Please feel
free to periodically check the website for updates.
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